Service-Disabled Veterans Insurance (RH)
What is Service-Disabled Veterans Insurance (RH)?
Service-Disabled Veterans Insurance is life insurance for veterans with
service-related disabilities. The basic program, which is called "RH Insurance",
insures eligible veterans up to $10,000. A supplemental policy, called
"Supplemental RH Insurance", gives certain disabled veterans extra coverage
of up to $20,000.
Who is Eligible?
You are eligible for RH INSURANCE if:
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You left service after April 24, 1951 AND
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VA has notified you that you have a service-related disability AND
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You are healthy EXCEPT for your service-related disability AND
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You apply within 2 years of being notified of your disability.
-
Note: if the veteran is mentally incompetent, call for information about
eligibility and time limits.
You are eligible for SUPPLEMENTAL RH INSURANCE if:
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You have RH Insurance AND
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VA has notified you that you don't have to pay your insurance premiums
(which is called a waiver) AND
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You apply within 1 year of being notified of the waiver AND
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You are under 65 years of age.
-
Note: In some cases, Veterans over age 65 can apply.
REMINDER: Waiver of RH Premiums - you may be eligible for a waiver
if you become too disabled to work before your 65th birthday and stay that
way for at least 6 consecutive months. (Premiums for Supplemental RH Insurance
can't be waived.)
How Much Does It Cost ?
The cost varies depending upon your age, type of plan you select (term
or one of several permanent plans), and the amount of coverage.
How Can I Apply ?
You may use the following forms to apply:
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VA Form 29-4364 - to apply for basic RH Insurance
-
VA Form 29-0188 - to apply for Supplemental RH Insurance
-
VA Form 29-357 - to apply for a waiver of your RH Insurance premiums
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